Thomas A. King, P.C.
128 South 8th St.
Gadsden, Al  35907
 Bus.: (256) 547-1117
Fax: (256) 547-0371


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Auto Accidents

Negligence- Negligence means the same as carelessness.  The elements necessary for recovery are: (1) a duty on the part of the defendant; (2) breach of that duty; (3) a causal relationship between the breach and the injury; (4) injuries to the plaintiff.  It can also be an omission.  Negligence is the lack of such care as a reasonably prudent and careful man would have exercised under similar circumstances.  The “reasonable man” obviously varies depending upon the relations between the parties and the facts of the particular accident, or event. 

The defendant may argue against a negligence claim

Uninsured and Underinsured Motorist Coverage- Alabama statute states that no policy of automobile liability insurance will be delivered or issued for delivery in Alabama "unless coverage is provided therein ... for the protection of persons insured thereunder who are legally entitled to recover damages from owners or operators of uninsured motor vehicles because of bodily injury, sickness or disease, including death."  The statute further provides for coverage for the insured when "[t]he sum of the limits of liability under all bodily injury liability bonds and and insurance policies available to an injured person after an accident is less than the damages which the injured person is legally entitled to recover."


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This Page was Last Updated on 05/05/2004